At DG Home Solutions, we help individuals and investors secure the right buy-to-let mortgage to grow their property portfolio with confidence.
Unlike residential mortgages, lenders primarily assess affordability based on expected rental income rather than just personal salary.
Whether you’re a first-time landlord or an experienced investor, we provide tailored advice to help you make smart, profitable decisions.
A buy-to-let mortgage allows you to invest in property and generate income through rent while benefiting from long-term capital growth.
These mortgages are structured differently because the property is treated as an investment and rental income plays a key role in approval.
Most buy-to-let mortgages are interest-only, meaning you pay monthly interest and repay the loan at the end of the term.
Rental income is used to assess affordability, typically covering 125%–145% of mortgage payments.
Deposits are usually between 20%–25%.
Interest-only options are common, allowing lower monthly payments with the full loan repaid at the end.
Property value may increase over time, offering capital growth.
1
2
3
4
5
Property market fluctuations
Void periods
Maintenance costs
Regulatory changes
Higher mortgage rates
Minimum income requirement
Good credit history
Deposit size
Rental yield
Existing commitments
We help you understand rental yield, choose the right property, and select the best mortgage structure while avoiding common mistakes.
We assist with optimising mortgage structures, accessing better rates, expanding portfolios, and improving tax efficiency
Access to specialist lenders
Tailored advice
Fast approvals
Support for all investor levels
End-to-end service
Buy-to-let mortgages are not regulated by the FCA in most cases.
Your property may be repossessed if you do not keep up repayments.
Tax rules may change.
Professional advice is recommended.
Start your property investment journey today. Speak to a Buy-to-Let mortgage expert now.
© 2026 DG Home Solutions Ltd. All rights reserved.
Get in Touch
Email Us
Call Now
WhatsApp